n Beijing. It will be the Australian bank's second branch in China. Westpac already has a branch in Shanghai, which it opened in 2008. The group has plans to open two more branches in China. "China is a strategically important market for our customers. We are committed to investing in the region and 'growing oft from Democrats, who charge it would "end Medicare as we know it." The Senate rejected it in a vote last week, but also unanimously struck down an alternative plan proposed by President Obama.  Democrats said they wanted to leave it off the table while Vice President Biden leads a bipartisan group of senators to come up with a new budget that would include cuts in spending that would satisfy lawmakers who don't want to increase the nation's borrowing limit without reducing government's size. "The one thing we can't do is nothing," McConnell said. "The president, to his credit, is at the table. ... We're going to negotiate the contours of the plan in these negotiations. I'm personally very comfortable with the way Paul Ryan would structure it in the out years, but we have a Democratic president. We're going to have to negotiate with him on the terms of changing Medicare so we can save Medicare." Appearing on the same program, Sen. Chuck Schumer, D-N.Y., called on Republicans to abandon the House Medicare plan, noting an analysis by the nonpartisan Congressional Budget Office that says it would require seniors to shoulder an increasingly large share of their health care costs. Schumer said there are only three options -- doing nothing, the Ryan plan or a Democratic vision that preserves benefits and changes "delivery systems," but does "not let providersGregory.Credit card cloning crew nabbed in MaineThat happens quite a bit (that is, anecdotally; statistically speaking, most people around the country aren't getting their credit card data stolen). Police recently arrested three New Yorkers in Maine for credit card identity theft. The authorities found 165 fake credit cards in a hotel room where they had holed up--and most of these 165 fake cards were issued to the same name.And in case you're wondering, you aren't liable for more than $50 in charges if your credit card is stolen; if your debit card is, and you report it within two business days, you aren't liable for more than $50 as well; if you take longer, you could be on the hook for $500. More than 60 days, and you could lose it all, though it's hard to imagine one's checking account could be cleaned out, and anyone not notice that for more than a month. If that's the case, that person either has been stuck on a deserted island for awhile, or has a much more financially comfortable life than I do.Newsboy makes news in MarylandBut the story I find really surprising is that of a Germantown, Maryland newspaper delivery guy who was recently arrested for credit card theft. By surprising, I mean, people still get their newspapers delivered?(Sorry, cheap shot. Plus, I kid. I'm a former Cincinnati Post features reporter and a proud Cincinnati Enquirer subscriber, which is why this really is a chilling story. I mean, c'mon, now we can't trust our newspaper carriers?)Anyway, this guy in Germantown, one Andre L. Tyler, was arrested on May 19 for stealing mail out of mail boxes. He would deliver the mail late Wednesday and early Thursday mornings and found mail that had been left in the box overnight. He is accused of sorting through the mail and keeping anything valuable, like packages and credit cards and dumping the rest.He is believed to have racked up at least $2,000 in charges on one of his former customer's accounts. This woman discovered the charges on her account and mentioned it to a neighbor, who revealed that the same thing had happened to her.Among other things, the police found a Best Buy rewards card, two bank statements, a car wash token and five credit cards. These were replacement cards, according to The Gazette, the paper for Gaithersburg, Maryland, and they were sent to customers who weren't necessarily expecting them to arrive in the mail.Word to the wiseSo there is a good lesson for everyone, whether you have a credit