ts noted that Tesco shares trade at a 10% to 15% discount versus its peer group, which overemphasizes its mature U.K. retail profile, but doesn't reward for its strong international prospects and a sizeable property backing. Jefferies said it sees U.K. relative trading momentum improving over the next 12 months, but any greater-thd, which often is through your home's wiring or plumbing. "The intense heat and surge through the wiring can result in a fire. In some cases, a fire will not be immediately apparent; it can slowly burn inside your walls."Recommended actionsIf your home has been hit by lightning, Mullane recommends taking the following actions:Make sure everyone is accounted for and immediately evacuate the house.Use your cell phone to call 911. The fire department is dispatched in all cases of  lightning strikes.The fire department will assess the damage and use thermal imaging cameras to make sure there are no fires within the walls. When the “all clear” is given, you can return to your house. Your insurance company will need to be notified and an electrician should come out to access the damage to your wiring.Home insurance coverageIn May of 2008, Susan Elliott experienced another lightning strike at her home. "This one was worse; all of the power went out and there was a lot of damage," says Elliott, who had moved from Texas to New York. Luckily she was insured.A standard home insurance policy covers damage caused by lightning, including fires and fried electronics.The destruction can be extensive yet random. While your computer may be zapped, your TV may be spared. If you have a lightning strike at home, you should check any electronics that were plugged in at the time for damage.It can take weeks to discover all of the damage. In the case of Elliott's second strike, she lost two out three TVs but only one of three computers. The doorbell was blown and she says “to this day we have outlets that don't work and the garage door opener doesn't function correctly."Installing a lightning protection systemA recent report by the Insurance Information Institute states that professionally installed lightning protection systems are the best way to reduce the likelihood of a lightning-caused fire. These systems work by providing a network of low resistance paths that intercept and direct the lightning to the ground. It is best to have these systems installed by a professional. Improper installation can cause serious damage and actually increase your risk of lightning strikes.Most home insurance companies will offer discounts after you have one of these systems installed.Tips for filing a lightning strike claimIf you have the bad luck of being involved in a lightning strike, Dick Luedke, a spokesperson for State Farm, offers the following tips to make sure filing a claim goes smoothly:Keep detailed records of all big-ticket purchases s