d both sides to sort out their differences themselves. "We wouldn't be all that hurt if you go out and settle that case," Bye said after the hearing. "We will keep with our business, and if that ends up with a decision, it's probably something both sides aren't going to like, but at least it will be a decision." Any ruling by the court is unlikely to resolve the dispute but will provide leverage when they sit down to renegotiate the collective bargaining agreement. The players held the upper hand after the first court, before a federal judge, but the league successfully lodged an appeal that was heard by the same three judges adjudicating on the latest legal wrangling. The feuding sides have also held a series of court-ordered mediation talks but have declined to comment on them because of a confidentiality agreement, although the pervading mood is that talks are slowly going forward. The players have been locked out by the owners for nearly 12 weeks after talks on a new collective bargaining agreement broke off and theject, observed in a statement:“Every month more than 10 million business credit card offers are mailed to households at all income levels. The sheer number of offers that are sent to homes all across the nation represents a risk to millions of American families.”In other words, huge numbers of consumers are constantly being tempted to sign up for products that are completely beyond the reach of existing credit card regulations.Credit card rates and rewards that look greatCredit card offers for business products ARE tempting. According to IndexCreditCards' credit card rates monitor, the average annual percentage rate (APR) today for a business rewards card is 16.21 percent. The same figure for consumer rewards cards is 17.48 percent.And credit card rewards programs on many business cards can be exceptionally generous. For confirmation, check out the Capital One Venture for Business offer or Chase's Ink Cash and its $100 bonus cash back deal.Credit cards that suit youPrivate citizens can be forgiven for yielding to temptation by signing up for low rates and great credit card rewards without realizing that they are also signing away their legal rights to consumer protection. When this credit card news blog covered business plastic last September (Corporate credit cards for consumers), it highlighted just how dangerous these products can be. In that blog, it recounted the story (which first appeared in The Sacramento Bee) of Misty Seeley of Rancho Cordova, Calif.:“(Seeley) told the Bee that her issuers had shortened the time she has to get in a payment after receipt of her statement from 25 days to 14 days. And they have increased her late fees from $29 to $50. Neither of those moves would be legal for consumer cards under the Credit CARD Act of 2009.”However, the blog went on to say that consumers who don't need protection (those who are never late paying no matter how often a card issuer juggles with dates, who never go over their credit limit and who can absorb any penalty rates without finding themselves in trouble) can benefit from holding a corporate card.It is those consumers who are less organized and less wealthy who still need to be prote